Payment methods

You can choose one of the payment options we offer as a payment method.

Klarna - Pay later

FOR CUSTOMERS WHO WANT TO BUY AS EASY AS POSSIBLE AND PAY LATER WHEN IT'S SUITABLE FOR THEM.

30 days payment period
No interest costs for the customer.

Klarna - Divide Payments

Collect all your payments on one bill and choose how much you pay each month. You can choose a planned payment period, from 6 months, with an affordable annual interest rate.

No time commitments: you can pay off the balance in full or make the minimum monthly payment (interest costs may be included).

You pay for your purchase without interest if the order amount is paid in full during the offered period.

Click on this link to the terms of use of Klarna's services.

Paytrail

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

Paytrail Oyj, business ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä

www.paytrail.com

See the language versions of the terms of delivery »

Bank charges

You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your bank statement shows Paytrail Oyj as the payee, we forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.

Credit card payments

You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services.

Paytrail Oyj appears as the recipient of the payment on the card invoice and forwards the payment card payment paid by the customer directly to the merchant. Payment by card is made using a securely protected payment form and the payment card information is not stored in the online store's systems.

Mobile payment methods

Mobile payment methods Pivo, MobilePay and Siirto are services that work in the application, with which you can pay for online purchases as a bank transfer from your account or as a card payment from your card by accepting the payment in the respective application.

Pivo also accepts Siirto payments, which means that the payment can be accepted in any application that supports Siirto. Apple Pay is a service that works on an Apple device, which allows you to pay for purchases with a payment card connected to the device. Terms of use are available on Pivo's website.

Pivo

MobilePay

The terms and conditions are available on MobilePay's website. MobilePay terms and conditions

Siirto

Conditions applicable to transfer payments:
OP's general euro payment terms (.pdf)
Terms of use of the transfer service at Nordea (.pdf)

Apple Pay

Invoice and installment services

Invoicing and installment services via Paytrail are provided by OP.

Please read the specific terms and conditions specific to the financing company, which you will see when you accept the payment. When you accept the payment, you also accept the finance company's terms and conditions.

OP Invoice
OP Invoice consumer terms and conditions (.pdf)
OP Invoice product description for the merchant (.pdf)
Read more: op.fi